/* =========================================================
   SIB网银系统独立产品展示页样式
   与全站视觉规范保持一致（主色 #48c7ec、深色 #2c3038）
   类名统一以 .bank- 前缀，避免与全站样式冲突
   ========================================================= */

.bank-detail {
  padding: 30px 0 10px;
  max-width: 940px;
  margin-inline: auto;
}

/* ---------- 顶部：产品主视觉 + 简介 ---------- */
.bank-hero {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 46px;
  align-items: center;
  margin-bottom: 64px;
}

.bank-hero__media {
  overflow: hidden;
  border-radius: 10px;
  box-shadow: 0 20px 50px rgba(44, 48, 56, 0.18);
}

.bank-hero__media img {
  display: block;
  width: 100%;
  height: auto;
}

.bank-hero__body h2 {
  margin: 0 0 18px;
  color: var(--dark);
  font-size: 32px;
  font-weight: 600;
  line-height: 1.25;
}

.bank-hero__body .bank-kicker {
  display: inline-block;
  margin-bottom: 12px;
  padding: 5px 14px;
  border-radius: 20px;
  background: rgba(72, 199, 236, 0.12);
  color: #0e7a9e;
  font-size: 13px;
  letter-spacing: 1px;
}

.bank-hero__body p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.75;
}

/* ---------- 内容区块通用 ---------- */
.bank-section {
  margin-bottom: 58px;
}

.bank-section__title {
  position: relative;
  margin: 0 0 20px;
  padding-bottom: 14px;
  color: var(--dark);
  font-size: 24px;
  font-weight: 600;
}

.bank-section__title::before {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 50px;
  height: 4px;
  background: var(--accent);
}

.bank-section > p {
  margin: 0 0 16px;
  color: var(--text);
  line-height: 1.85;
}

/* 圆点要点列表 */
.bank-points {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.bank-points li {
  position: relative;
  padding-left: 18px;
  color: var(--muted);
  line-height: 1.8;
}

.bank-points li::before {
  content: "";
  position: absolute;
  top: 12px;
  left: 0;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--accent);
}

.bank-points li strong {
  color: var(--dark);
  font-weight: 600;
}

.bank-points--spaced {
  margin-top: 22px;
}

/* 分列双栏要点 */
.bank-columns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 40px;
}

/* ---------- 核心功能模块卡片网格 ---------- */
.bank-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  margin-top: 24px;
}

.bank-card {
  padding: 26px 26px 24px;
  border: 1px solid var(--line);
  border-top: 3px solid var(--accent);
  border-radius: 8px;
  background: var(--white);
  transition: box-shadow 240ms ease, transform 240ms ease;
}

.bank-card:hover {
  box-shadow: 0 14px 30px rgba(44, 48, 56, 0.08);
  transform: translateY(-3px);
}

.bank-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  margin-bottom: 14px;
  border-radius: 10px;
  background: rgba(72, 199, 236, 0.14);
  color: #0e7a9e;
  font-size: 22px;
  font-weight: 600;
}

.bank-card h4 {
  margin: 0 0 10px;
  color: var(--dark);
  font-size: 18px;
  font-weight: 600;
}

.bank-card p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.7;
}

/* ---------- CIPS 结算流程 ---------- */
.bank-flow {
  margin-top: 26px;
}

.bank-flow + .bank-flow {
  margin-top: 40px;
}

.bank-flow__head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}

.bank-flow__head .bank-badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 16px;
  background: var(--dark);
  color: var(--white);
  font-size: 13px;
  letter-spacing: 0.5px;
}

.bank-flow__head h4 {
  margin: 0;
  color: var(--dark);
  font-size: 18px;
  font-weight: 600;
}

.bank-steps {
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: bankStep;
}

.bank-steps li {
  position: relative;
  margin: 0;
  padding: 12px 0 12px 52px;
  color: var(--text);
  line-height: 1.75;
  border-left: 2px solid var(--line);
  counter-increment: bankStep;
}

.bank-steps li::before {
  content: counter(bankStep);
  position: absolute;
  top: 12px;
  left: 0;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(72, 199, 236, 0.14);
  color: #0e7a9e;
  font-weight: 600;
  font-size: 14px;
  text-align: center;
  line-height: 32px;
}

.bank-steps li:first-child {
  border-left: 0;
}

.bank-steps li::after {
  content: "";
  position: absolute;
  top: 44px;
  left: 15px;
  width: 2px;
  height: 100%;
  background: transparent;
}

.bank-steps li strong {
  color: var(--dark);
  font-weight: 600;
}

/* ---------- 费用承担规则表 ---------- */
.bank-table {
  width: 100%;
  margin-top: 18px;
  border-collapse: collapse;
  background: var(--white);
}

.bank-table th,
.bank-table td {
  padding: 12px 16px;
  border: 1px solid var(--line);
  text-align: left;
  font-size: 14px;
  line-height: 1.6;
}

.bank-table th {
  background: var(--light);
  color: var(--dark);
  font-weight: 600;
}

.bank-table td {
  color: var(--muted);
}

/* ---------- 底部联系引导 ---------- */
.bank-cta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin: 10px 0 30px;
  padding: 34px 38px;
  border-radius: 12px;
  background: linear-gradient(120deg, #0e7a9e 0%, #2c3038 120%);
  color: var(--white);
}

.bank-cta h3 {
  margin: 0 0 6px;
  font-size: 22px;
  font-weight: 600;
}

.bank-cta p {
  margin: 0;
  color: rgba(255, 255, 255, 0.85);
  font-size: 14px;
}

.bank-cta .button {
  flex: 0 0 auto;
}

/* ---------- 响应式 ---------- */
@media (max-width: 900px) {
  .bank-hero {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .bank-grid {
    grid-template-columns: 1fr;
  }

  .bank-columns {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .bank-hero__body h2 {
    font-size: 26px;
  }

  .bank-cta {
    padding: 26px 22px;
  }
}